Phophonyane Falls Lodge & Nature Reserve

Category: Cottage 1

Bed type: 1 double bed and 3 single beds

Allow children/infant: Yes

Food arrangement: Breakfast

Room amenities: Coffee/Tea Making Facilities, Cooking facilities/ Utensils, Electricity Adapters, Fan(s), Fireplace, Hair dryer - on request, Mosquito Coils, Mosquito Nets, Sofa/Lounge Chairs, Table Lamp, Toiletries, Umbrella, Wardrobe, Bathroom-Private: Shower only, Fridge, Cooking Facilities/Utensils, Living Room/Sitting Area, Table/Vanity

Description: A double story thatched cottage, which sleep a maximum of five people, upstairs there is a double bed and a single bed and downstairs there are two single beds. The cottages are very comfortably furnished, featuring:- Fully equipped kitchen- Fireplace- Braai facilities- Large private garden.

Notes: High season rates may apply during South African long weekends. Rates displayed on our system do not allow for these premiums and may need to be recalculated.

Category: Cottage 1

Bed type: 1 double bed and 3 single beds

Allow children/infant: Yes

Food arrangement: Breakfast

Room amenities: Coffee/Tea Making Facilities, Cooking facilities/ Utensils, Electricity Adapters, Fan(s), Fireplace, Hair dryer - on request, Mosquito Coils, Mosquito Nets, Sofa/Lounge Chairs, Table Lamp, Toiletries, Umbrella, Wardrobe, Bathroom-Private: Shower only, Fridge, Cooking Facilities/Utensils, Living Room/Sitting Area, Table/Vanity

Description: A double story thatched cottage, which sleep a maximum of five people, upstairs there is a double bed and a single bed and downstairs there are two single beds. The cottages are very comfortably furnished, featuring:- Fully equipped kitchen- Fireplace- Braai facilities- Large private garden.

Notes: High season rates may apply during South African long weekends. Rates displayed on our system do not allow for these premiums and may need to be recalculated.

Category: Cottage 1

Bed type: 1 double bed and 3 single beds

Allow children/infant: Yes

Food arrangement: Breakfast

Room amenities: Coffee/Tea Making Facilities, Cooking facilities/ Utensils, Electricity Adapters, Fan(s), Fireplace, Hair dryer - on request, Mosquito Coils, Mosquito Nets, Sofa/Lounge Chairs, Table Lamp, Toiletries, Umbrella, Wardrobe, Bathroom-Private: Shower only, Fridge, Cooking Facilities/Utensils, Living Room/Sitting Area, Table/Vanity

Description: A double story thatched cottage, which sleep a maximum of five people, upstairs there is a double bed and a single bed and downstairs there are two single beds. The cottages are very comfortably furnished, featuring:- Fully equipped kitchen- Fireplace- Braai facilities- Large private garden.

Notes: High season rates may apply during South African long weekends. Rates displayed on our system do not allow for these premiums and may need to be recalculated.

Category: Cottage 1

Bed type: 1 double bed and 3 single beds

Allow children/infant: Yes

Food arrangement: Breakfast

Room amenities: Coffee/Tea Making Facilities, Cooking facilities/ Utensils, Electricity Adapters, Fan(s), Fireplace, Hair dryer - on request, Mosquito Coils, Mosquito Nets, Sofa/Lounge Chairs, Table Lamp, Toiletries, Umbrella, Wardrobe, Bathroom-Private: Shower only, Fridge, Cooking Facilities/Utensils, Living Room/Sitting Area, Table/Vanity

Description: A double story thatched cottage, which sleep a maximum of five people, upstairs there is a double bed and a single bed and downstairs there are two single beds. The cottages are very comfortably furnished, featuring:- Fully equipped kitchen- Fireplace- Braai facilities- Large private garden.

Notes: High season rates may apply during South African long weekends. Rates displayed on our system do not allow for these premiums and may need to be recalculated.

Category: Cottage 1

Bed type: 1 double bed and 3 single beds

Allow children/infant: Yes

Food arrangement: Breakfast

Room amenities: Coffee/Tea Making Facilities, Cooking facilities/ Utensils, Electricity Adapters, Fan(s), Fireplace, Hair dryer - on request, Mosquito Coils, Mosquito Nets, Sofa/Lounge Chairs, Table Lamp, Toiletries, Umbrella, Wardrobe, Bathroom-Private: Shower only, Fridge, Cooking Facilities/Utensils, Living Room/Sitting Area, Table/Vanity

Description: A double story thatched cottage, which sleep a maximum of five people, upstairs there is a double bed and a single bed and downstairs there are two single beds. The cottages are very comfortably furnished, featuring:- Fully equipped kitchen- Fireplace- Braai facilities- Large private garden.

Notes: High season rates may apply during South African long weekends. Rates displayed on our system do not allow for these premiums and may need to be recalculated.

Category: Cottage 1

Bed type: 1 double bed and 3 single beds

Allow children/infant: Yes

Food arrangement: Breakfast

Room amenities: Coffee/Tea Making Facilities, Cooking facilities/ Utensils, Electricity Adapters, Fan(s), Fireplace, Hair dryer - on request, Mosquito Coils, Mosquito Nets, Sofa/Lounge Chairs, Table Lamp, Toiletries, Umbrella, Wardrobe, Bathroom-Private: Shower only, Fridge, Cooking Facilities/Utensils, Living Room/Sitting Area, Table/Vanity

Description: A double story thatched cottage, which sleep a maximum of five people, upstairs there is a double bed and a single bed and downstairs there are two single beds. The cottages are very comfortably furnished, featuring:- Fully equipped kitchen- Fireplace- Braai facilities- Large private garden.

Notes: High season rates may apply during South African long weekends. Rates displayed on our system do not allow for these premiums and may need to be recalculated.

Category: Cottage 2

Bed type: 1 double bed & 2 single beds

Allow children/infant: Yes

Food arrangement: Breakfast

Room amenities: Balcony, Coffee/Tea Making Facilities, Cooking facilities/ Utensils, Fan(s), Fireplace, Fridge, Hair dryer - on request, Mosquito Coils, Mosquito Nets, Toiletries, Umbrella, Wardrobe, Bathroom-Private: Bathtub,

Description: Stylishly furnished with a double bed upstairs and a balcony, two single beds downstairs with a shower and bathtub. It also has a fully equipped self catering kitchen with braai facilities and private garden. This cottage can take a maximum of four people.

Notes: High season rates may apply during South African long weekends. Rates displayed on our system do not allow for these premiums and may need to be recalculated.

Category: Cottage 2

Bed type: 1 double bed & 2 single beds

Allow children/infant: Yes

Food arrangement: Breakfast

Room amenities: Balcony, Coffee/Tea Making Facilities, Cooking facilities/ Utensils, Fan(s), Fireplace, Fridge, Hair dryer - on request, Mosquito Coils, Mosquito Nets, Toiletries, Umbrella, Wardrobe, Bathroom-Private: Bathtub,

Description: Stylishly furnished with a double bed upstairs and a balcony, two single beds downstairs with a shower and bathtub. It also has a fully equipped self catering kitchen with braai facilities and private garden. This cottage can take a maximum of four people.

Notes: High season rates may apply during South African long weekends. Rates displayed on our system do not allow for these premiums and may need to be recalculated.

Category: Cottage 2

Bed type: 1 double bed & 2 single beds

Allow children/infant: Yes

Food arrangement: Breakfast

Room amenities: Balcony, Coffee/Tea Making Facilities, Cooking facilities/ Utensils, Fan(s), Fireplace, Fridge, Hair dryer - on request, Mosquito Coils, Mosquito Nets, Toiletries, Umbrella, Wardrobe, Bathroom-Private: Bathtub,

Description: Stylishly furnished with a double bed upstairs and a balcony, two single beds downstairs with a shower and bathtub. It also has a fully equipped self catering kitchen with braai facilities and private garden. This cottage can take a maximum of four people.

Notes: High season rates may apply during South African long weekends. Rates displayed on our system do not allow for these premiums and may need to be recalculated.

Category: Cottage 2

Bed type: 1 double bed & 2 single beds

Allow children/infant: Yes

Food arrangement: Breakfast

Room amenities: Balcony, Coffee/Tea Making Facilities, Cooking facilities/ Utensils, Fan(s), Fireplace, Fridge, Hair dryer - on request, Mosquito Coils, Mosquito Nets, Toiletries, Umbrella, Wardrobe, Bathroom-Private: Bathtub,

Description: Stylishly furnished with a double bed upstairs and a balcony, two single beds downstairs with a shower and bathtub. It also has a fully equipped self catering kitchen with braai facilities and private garden. This cottage can take a maximum of four people.

Notes: High season rates may apply during South African long weekends. Rates displayed on our system do not allow for these premiums and may need to be recalculated.

Category: Cottage 2

Bed type: 1 double bed & 2 single beds

Allow children/infant: Yes

Food arrangement: Breakfast

Room amenities: Balcony, Coffee/Tea Making Facilities, Cooking facilities/ Utensils, Fan(s), Fireplace, Fridge, Hair dryer - on request, Mosquito Coils, Mosquito Nets, Toiletries, Umbrella, Wardrobe, Bathroom-Private: Bathtub,

Description: Stylishly furnished with a double bed upstairs and a balcony, two single beds downstairs with a shower and bathtub. It also has a fully equipped self catering kitchen with braai facilities and private garden. This cottage can take a maximum of four people.

Notes: High season rates may apply during South African long weekends. Rates displayed on our system do not allow for these premiums and may need to be recalculated.

Category: Cottage 3

Bed type: 1 double bed

Allow children/infant: Yes

Food arrangement: Breakfast

Room amenities: Coffee/Tea Making Facilities, Electricity Adapters, Fan(s), Hair dryer - on request, Mosquito Coils, Mosquito Nets, Toiletries, Umbrella, Wardrobe, Bathroom-Private: Shower only, Fridge, Table Lamp, Cooking Facilities/Utensils

Description: A cosy one bedroom cottage with:- Double bed- En suite bathroom- Fully equipped kitchen- Covered veranda- Braai facilities- Large private garden. This cottage is very popular with honeymoon couples.

Notes: High season rates may apply during South African long weekends. Rates displayed on our system do not allow for these premiums and may need to be recalculated.

Category: Cottage 3

Bed type: 1 double bed

Allow children/infant: Yes

Food arrangement: Breakfast

Room amenities: Coffee/Tea Making Facilities, Electricity Adapters, Fan(s), Hair dryer - on request, Mosquito Coils, Mosquito Nets, Toiletries, Umbrella, Wardrobe, Bathroom-Private: Shower only, Fridge, Table Lamp, Cooking Facilities/Utensils

Description: A cosy one bedroom cottage with:- Double bed- En suite bathroom- Fully equipped kitchen- Covered veranda- Braai facilities- Large private garden. This cottage is very popular with honeymoon couples.

Notes: High season rates may apply during South African long weekends. Rates displayed on our system do not allow for these premiums and may need to be recalculated.

Category: Safari Tent 1 & 2

Bed type: 1 double & 1 single bed

Allow children/infant: Yes

Food arrangement: Breakfast

Room amenities: Coffee/Tea Making Facilities, Cooking facilities/ Utensils, Electricity Adapters, Fan(s), Fridge, Hair dryer - in room or on request, Hair dryer - on request, Mosquito Coils, Toiletries, Umbrella, Wardrobe, Bathroom-Private: Shower only, Private Bathroom, Table Lamp, Dressing Table/Vanity

Description: Situated near the river, these tents are large, originally designed for six but accommodated for three. Each tent has a double bed and a single bed, carpeting and electricity. These tents share a stone-and-thatch fully equipped kitchen, which has a lounge area and a balcony overhanging the river

Notes: High season rates may apply during South African long weekends. Rates displayed on our system do not allow for these premiums and may need to be recalculated.

Category: Safari Tent 1 & 2

Bed type: 1 double & 1 single bed

Allow children/infant: Yes

Food arrangement: Breakfast

Room amenities: Coffee/Tea Making Facilities, Cooking facilities/ Utensils, Electricity Adapters, Fan(s), Fridge, Hair dryer - in room or on request, Hair dryer - on request, Mosquito Coils, Toiletries, Umbrella, Wardrobe, Bathroom-Private: Shower only, Private Bathroom, Table Lamp, Dressing Table/Vanity

Description: Situated near the river, these tents are large, originally designed for six but accommodated for three. Each tent has a double bed and a single bed, carpeting and electricity. These tents share a stone-and-thatch fully equipped kitchen, which has a lounge area and a balcony overhanging the river

Notes: High season rates may apply during South African long weekends. Rates displayed on our system do not allow for these premiums and may need to be recalculated.

Category: Safari Tent 1 & 2

Bed type: 1 double & 1 single bed

Allow children/infant: Yes

Food arrangement: Breakfast

Room amenities: Coffee/Tea Making Facilities, Cooking facilities/ Utensils, Electricity Adapters, Fan(s), Fridge, Hair dryer - in room or on request, Hair dryer - on request, Mosquito Coils, Toiletries, Umbrella, Wardrobe, Bathroom-Private: Shower only, Private Bathroom, Table Lamp, Dressing Table/Vanity

Description: Situated near the river, these tents are large, originally designed for six but accommodated for three. Each tent has a double bed and a single bed, carpeting and electricity. These tents share a stone-and-thatch fully equipped kitchen, which has a lounge area and a balcony overhanging the river

Notes: High season rates may apply during South African long weekends. Rates displayed on our system do not allow for these premiums and may need to be recalculated.

Category: Safari Tent 1 & 2

Bed type: 1 double & 1 single bed

Allow children/infant: Yes

Food arrangement: Breakfast

Room amenities: Coffee/Tea Making Facilities, Cooking facilities/ Utensils, Electricity Adapters, Fan(s), Fridge, Hair dryer - in room or on request, Hair dryer - on request, Mosquito Coils, Toiletries, Umbrella, Wardrobe, Bathroom-Private: Shower only, Private Bathroom, Table Lamp, Dressing Table/Vanity

Description: Situated near the river, these tents are large, originally designed for six but accommodated for three. Each tent has a double bed and a single bed, carpeting and electricity. These tents share a stone-and-thatch fully equipped kitchen, which has a lounge area and a balcony overhanging the river

Notes: High season rates may apply during South African long weekends. Rates displayed on our system do not allow for these premiums and may need to be recalculated.

Category: Safari Tent 3 & 4

Bed type: 1 Single bed & 1 double bed

Allow children/infant: Yes

Food arrangement: Breakfast

Room amenities: Balcony, Coffee/Tea Making Facilities, Electricity Adapters, Fan(s), Fridge, Hair dryer - on request, Toiletries, Umbrella, Wardrobe, Bathroom-Private: Shower only, Shared Bathroom, Table Lamp, Dressing Table/Vanity

Description: These tents are perched on stilts with their own private balcony overlooking the river. Each tent has a double bed and a single bed. They are fully carpeted and have electricity. These tents are non-self catering but there are braai facilities. A restaurant and a bar are available on the premises.

Notes: High season rates may apply during South African long weekends. Rates displayed on our system do not allow for these premiums and may need to be recalculated.

Category: Safari Tent 3 & 4

Bed type: 1 Single bed & 1 double bed

Allow children/infant: Yes

Food arrangement: Breakfast

Room amenities: Balcony, Coffee/Tea Making Facilities, Electricity Adapters, Fan(s), Fridge, Hair dryer - on request, Toiletries, Umbrella, Wardrobe, Bathroom-Private: Shower only, Shared Bathroom, Table Lamp, Dressing Table/Vanity

Description: These tents are perched on stilts with their own private balcony overlooking the river. Each tent has a double bed and a single bed. They are fully carpeted and have electricity. These tents are non-self catering but there are braai facilities. A restaurant and a bar are available on the premises.

Notes: High season rates may apply during South African long weekends. Rates displayed on our system do not allow for these premiums and may need to be recalculated.

Category: Safari Tent 3 & 4

Bed type: 1 Single bed & 1 double bed

Allow children/infant: Yes

Food arrangement: Breakfast

Room amenities: Balcony, Coffee/Tea Making Facilities, Electricity Adapters, Fan(s), Fridge, Hair dryer - on request, Toiletries, Umbrella, Wardrobe, Bathroom-Private: Shower only, Shared Bathroom, Table Lamp, Dressing Table/Vanity

Description: These tents are perched on stilts with their own private balcony overlooking the river. Each tent has a double bed and a single bed. They are fully carpeted and have electricity. These tents are non-self catering but there are braai facilities. A restaurant and a bar are available on the premises.

Notes: High season rates may apply during South African long weekends. Rates displayed on our system do not allow for these premiums and may need to be recalculated.

Category: Safari Tent 3 & 4

Bed type: 1 Single bed & 1 double bed

Allow children/infant: Yes

Food arrangement: Breakfast

Room amenities: Balcony, Coffee/Tea Making Facilities, Electricity Adapters, Fan(s), Fridge, Hair dryer - on request, Toiletries, Umbrella, Wardrobe, Bathroom-Private: Shower only, Shared Bathroom, Table Lamp, Dressing Table/Vanity

Description: These tents are perched on stilts with their own private balcony overlooking the river. Each tent has a double bed and a single bed. They are fully carpeted and have electricity. These tents are non-self catering but there are braai facilities. A restaurant and a bar are available on the premises.

Notes: High season rates may apply during South African long weekends. Rates displayed on our system do not allow for these premiums and may need to be recalculated.

Category: Safari Tent 5

Bed type: 1 x double bed

Allow children/infant: Yes

Food arrangement: Breakfast

Room amenities: Balcony, Coffee/Tea Making Facilities, Electricity Adapters, Fan(s), Hair dryer - on request, Sofa/Lounge Chairs, Toiletries, Umbrella, Wardrobe, Bathroom-Private: Bathtub, Bathroom-Private: Shower only,

Description: This safari tent overlooks the river and has a double bed as well as an en suite bathroom with a bath tub and shower. The tent is not self-catering, however meals can be enjoyed in the lodge restaurant.

Notes: High season rates may apply during South African long weekends. Rates displayed on our system do not allow for these premiums and may need to be recalculated.

Category: Safari Tent 5

Bed type: 1 x double bed

Allow children/infant: Yes

Food arrangement: Breakfast

Room amenities: Balcony, Coffee/Tea Making Facilities, Electricity Adapters, Fan(s), Hair dryer - on request, Sofa/Lounge Chairs, Toiletries, Umbrella, Wardrobe, Bathroom-Private: Bathtub, Bathroom-Private: Shower only,

Description: This safari tent overlooks the river and has a double bed as well as an en suite bathroom with a bath tub and shower. The tent is not self-catering, however meals can be enjoyed in the lodge restaurant.

Notes: High season rates may apply during South African long weekends. Rates displayed on our system do not allow for these premiums and may need to be recalculated.

Category: Safari Tent 6

Bed type: 1 x double & 1 x single bed

Allow children/infant: Yes

Food arrangement: Breakfast

Room amenities: Balcony, Coffee/Tea Making Facilities, Fan(s), Hair dryer - on request, Toiletries, Umbrella, Bathroom-Private: Shower only,

Description: This safari tent is built on stilts and is situated in its own private garden. It has a double bed and single bed as well as an en suite shower and balcony. It can accommodate a maximum of three people.

Notes: High season rates may apply during South African long weekends. Rates displayed on our system do not allow for these premiums and may need to be recalculated.

Category: Safari Tent 6

Bed type: 1 x double & 1 x single bed

Allow children/infant: Yes

Food arrangement: Breakfast

Room amenities: Balcony, Coffee/Tea Making Facilities, Fan(s), Hair dryer - on request, Toiletries, Umbrella, Bathroom-Private: Shower only,

Description: This safari tent is built on stilts and is situated in its own private garden. It has a double bed and single bed as well as an en suite shower and balcony. It can accommodate a maximum of three people.

Notes: High season rates may apply during South African long weekends. Rates displayed on our system do not allow for these premiums and may need to be recalculated.

Category: Safari Tent 6

Bed type: 1 x double & 1 x single bed

Allow children/infant: Yes

Food arrangement: Breakfast

Room amenities: Balcony, Coffee/Tea Making Facilities, Fan(s), Hair dryer - on request, Toiletries, Umbrella, Bathroom-Private: Shower only,

Description: This safari tent is built on stilts and is situated in its own private garden. It has a double bed and single bed as well as an en suite shower and balcony. It can accommodate a maximum of three people.

Notes: High season rates may apply during South African long weekends. Rates displayed on our system do not allow for these premiums and may need to be recalculated.

Category: Safari Tent 6

Bed type: 1 x double & 1 x single bed

Allow children/infant: Yes

Food arrangement: Breakfast

Room amenities: Balcony, Coffee/Tea Making Facilities, Fan(s), Hair dryer - on request, Toiletries, Umbrella, Bathroom-Private: Shower only,

Description: This safari tent is built on stilts and is situated in its own private garden. It has a double bed and single bed as well as an en suite shower and balcony. It can accommodate a maximum of three people.

Notes: High season rates may apply during South African long weekends. Rates displayed on our system do not allow for these premiums and may need to be recalculated.

Category: Traditional Style Double Room

Bed type: 1 double bed

Allow children/infant: Yes

Food arrangement: Breakfast

Room amenities: Coffee/Tea Making Facilities, Electric Razor Plug-in, Electricity Adapters, Fan(s), Hair dryer - on request, Mosquito Coils, Toiletries, Umbrella, Bathroom-Private: Shower only, Table Lamp,Living Room/Sitting Area, Dressing Table/Vanity

Description: This extremely cosy unit contains a king size bed and sleeps two. It is also non-self catering.

Notes: High season rates may apply during South African long weekends. Rates displayed on our system do not allow for these premiums and may need to be recalculated.

Category: Traditional Style Double Room

Bed type: 1 double bed

Allow children/infant: Yes

Food arrangement: Breakfast

Room amenities: Coffee/Tea Making Facilities, Electric Razor Plug-in, Electricity Adapters, Fan(s), Hair dryer - on request, Mosquito Coils, Toiletries, Umbrella, Bathroom-Private: Shower only, Table Lamp,Living Room/Sitting Area, Dressing Table/Vanity

Description: This extremely cosy unit contains a king size bed and sleeps two. It is also non-self catering.

Notes: High season rates may apply during South African long weekends. Rates displayed on our system do not allow for these premiums and may need to be recalculated.

Category: Traditional Style Triple Room

Bed type: 1 double & 1 single bed

Allow children/infant: Yes

Food arrangement: Breakfast

Room amenities: Coffee/Tea Making Facilities, Electric Razor Plug-in, Electricity Adapters, Fan(s), Hair dryer - on request, Mosquito Nets, Table Lamp, Toiletries, Umbrella, Bathroom-Private: Shower only, Table Lamp, Coffee/Tea-making facilities

Description: This unit is more spacious and contains a king size bed and a single bed and sleeps three. It is also non-self catering, a restaurant is available on the premises.

Notes: High season rates may apply during South African long weekends. Rates displayed on our system do not allow for these premiums and may need to be recalculated.

Category: Traditional Style Triple Room

Bed type: 1 double & 1 single bed

Allow children/infant: Yes

Food arrangement: Breakfast

Room amenities: Coffee/Tea Making Facilities, Electric Razor Plug-in, Electricity Adapters, Fan(s), Hair dryer - on request, Mosquito Nets, Table Lamp, Toiletries, Umbrella, Bathroom-Private: Shower only, Table Lamp, Coffee/Tea-making facilities

Description: This unit is more spacious and contains a king size bed and a single bed and sleeps three. It is also non-self catering, a restaurant is available on the premises.

Notes: High season rates may apply during South African long weekends. Rates displayed on our system do not allow for these premiums and may need to be recalculated.

Category: Traditional Style Triple Room

Bed type: 1 double & 1 single bed

Allow children/infant: Yes

Food arrangement: Breakfast

Room amenities: Coffee/Tea Making Facilities, Electric Razor Plug-in, Electricity Adapters, Fan(s), Hair dryer - on request, Mosquito Nets, Table Lamp, Toiletries, Umbrella, Bathroom-Private: Shower only, Table Lamp, Coffee/Tea-making facilities

Description: This unit is more spacious and contains a king size bed and a single bed and sleeps three. It is also non-self catering, a restaurant is available on the premises.

Notes: High season rates may apply during South African long weekends. Rates displayed on our system do not allow for these premiums and may need to be recalculated.

Category: Traditional Style Triple Room

Bed type: 1 double & 1 single bed

Allow children/infant: Yes

Food arrangement: Breakfast

Room amenities: Coffee/Tea Making Facilities, Electric Razor Plug-in, Electricity Adapters, Fan(s), Hair dryer - on request, Mosquito Nets, Table Lamp, Toiletries, Umbrella, Bathroom-Private: Shower only, Table Lamp, Coffee/Tea-making facilities

Description: This unit is more spacious and contains a king size bed and a single bed and sleeps three. It is also non-self catering, a restaurant is available on the premises.

Notes: High season rates may apply during South African long weekends. Rates displayed on our system do not allow for these premiums and may need to be recalculated.